4551 SOUTHERN VALLEY LOOP, BROOKSVILLE, FL, 34601
Active45 days on marketListed Jun 22, 2026MLS #W7886722
About this home
4551 SOUTHERN VALLEY LOOP
Virtually Staged. *Seller concessions available* Enjoy the Southern Hills lifestyle you've been dreaming of in this beautifully maintained home nestled on a private homesite with NO REAR NEIGHBORS and peaceful wooded views. Relax with your morning coffee or unwind at the end of the day from the oversized screened paver lanai, where the tranquil natural backdrop creates a sense of privacy that's hard to find. Inside, you'll find over 2,000 sq ft of thoughtfully designed living space featuring an open split-bedroom floor plan, soaring ceilings, crown molding, plantation shutters, fresh interior paint and abundant natural light. The spacious kitchen is the heart of the home with granite countertops, stainless steel appliances, ample cabinetry, a breakfast bar and a seamless flow into the great room - perfect for entertaining family and friends. The private primary suite offers tray ceilings, huge walk-in closet and a spacious ensuite bath with dual vanities. Two additional bedrooms provide flexibility for guests, a home office, or hobbies. Additional highlights include a golf cart garage, generous laundry room with extra storage, and a newer HVAC system September 2025. Located in the gated community of Southern Hills Plantation, residents enjoy a low-maintenance lifestyle with lawn care, irrigation, cable, internet and exterior paint included through the HOA. Social membership offers access to resort-style amenities including the clubhouse, pool, fitness center, tennis, pickleball, dining and social events. Optional golf membership is available for the Pete Dye Championship Course. Don't miss this opportunity to enjoy privacy, beautiful views, and one of Southern Hills' best values!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,082
Sqft
0.25 ac
Lot size
3
Garage
2014
Year built
One
Levels
$199
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,833 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,833/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−1.4%
$/sqft vs SOUTHERN HILLS PLANTATION PH 2
$199 vs $255
Days on market
45 vs 54 typical
Where $199/sqft sits among the 18 homes for sale in SOUTHERN HILLS PLANTATION PH 2
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Southern Hills Plantation
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know Brooksville. See the full Brooksville guide →
Southern Hills Plantation — neighborhood snapshot
Population
443
Median age
60
Median income
$85,714
Median home value
$369,900
Avg household
2
Households w/ children
9%
For the school run
Hernando County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Brooksville market
$300K → $295K
Brooksville median sold, yr/yr
96.9%
Sale-to-list ratio (12 mo)
8 of 18
SOUTHERN HILLS PLANTATION PH 2 have cut their price
Median sold price, Brooksville, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 14% above the BROOKSVILLE 34601 median. See the full Brooksville market guide →
Paper trail
This home's history
Reality check
What actually sold near 4551 SOUTHERN VALLEY LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$419,000
19432 FOREST GARDEN COURT · same community
3 bd · 2.5 ba · 2,092 sqft · $200/sqft · 75 DOM
Sold · May ’26$442,490
19441 FOREST GARDEN COURT · same community
3 bd · 3 ba · 2,166 sqft · $204/sqft · 49 DOM
Sold · Sep ’25$405,000
19410 FOREST GARDEN COURT · same community
2 bd · 2 ba · 1,959 sqft · $207/sqft · 19 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Alek Cherrone
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4551 SOUTHERN VALLEY LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4551 SOUTHERN VALLEY LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4551 SOUTHERN VALLEY LOOP FAQs
What would the monthly payment be for 4551 SOUTHERN VALLEY LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,833/mo — principal and interest, the actual property-tax bill, the $414/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 4551 SOUTHERN VALLEY LOOP?+
The association fee works out to $414 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 4551 SOUTHERN VALLEY LOOP?+
The most recent tax bill on record (2025) was $7,596. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4551 SOUTHERN VALLEY LOOP?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Brooksville?+
At $414,900, this home is listed about 23% above the Brooksville median of $338,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4551 SOUTHERN VALLEY LOOP?+
Moton Elementary School (elementary), D. S. Parrott Middle School (middle) — Hernando County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$414,900 runs 14% above the BROOKSVILLE 34601 median.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03The price has already moved
Listed at $435,000, now $414,900 — a $20K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of HOME LAND REAL ESTATE INC · Sharon Halliday. MLS #W7886722.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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