7080 N PEARL POINT, HERNANDO, FL, 34442
Active4 days on marketListed Jul 30, 2026MLS #TB8533101
About this home
7080 N PEARL POINT
RARE LAND OPPORTUNITY IN HERNANDO, CITRUS COUNTY! Save TIME AND MONEY with WELL, SEPTIC, ELECTRICITY, AND WATER ALREADY ON SITE AND HOOKED UP — a major advantage compared to starting with raw vacant land! This RESIDENTIAL LOT offers approximately 0.24 ACRES with PAVED ROAD ACCESS, NO HOA, AND NO CDD. Seller will remove ALL PERSONAL PROPERTY, including the RV, leaving the property ready for the buyer to clear remaining old debris and bring their vision to life. GREAT INVESTMENT OPPORTUNITY with existing utility infrastructure already in place, helping reduce upfront development costs. Great potential for a FUTURE HOMESITE, MANUFACTURED/MOBILE HOME, PRIMARY RESIDENCE, OR INVESTMENT PROPERTY. Convenient Citrus County location. SKIP THE HASSLE AND EXPENSE OF STARTING FROM SCRATCH — THE HOOKUPS ARE ALREADY HERE FOR YOU! Buyer to verify zoning, permitting, condition of utilities, and intended use.
Facts & features
The home at a glance
0.24 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$420 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$420/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Where it sits
Inside Hernando
Get to know Hernando. See the full Hernando guide →
HERNANDO 34442 — neighborhood snapshot
Population
16,356
Median age
65.7
Median income
$55,473
Median home value
$295,900
Avg household
2.03
Households w/ children
868
For the school run
Citrus County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Hernando market
$330K → $303K
Hernando median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
Median sold price, Hernando, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 85% below the HERNANDO 34442 median. See the full Hernando market guide →
Paper trail
This home's history
Reality check
What actually sold near 7080 N PEARL POINT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’25$190,000
7186 N WHIPPOORWILL TERRACE
2 bd · 2 ba · 1,156 sqft · $164/sqft · 36 DOM
Sold · Feb ’26$70,000
7098 N GOLDEN POINT
3 bd · 2 ba · 1,352 sqft · $52/sqft · 175 DOM
Sold · Mar ’26$240,000
7724 N MANVILLE ROAD
3 bd · 2 ba · 1,399 sqft · $172/sqft · 216 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Alek Cherrone
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 7080 N PEARL POINT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 7080 N PEARL POINT — before you fall in love.
See it in person
Schedule a tour
Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
7080 N PEARL POINT FAQs
What would the monthly payment be for 7080 N PEARL POINT?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $420/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 7080 N PEARL POINT?+
The most recent tax bill on record (2025) was $85. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 7080 N PEARL POINT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Hernando?+
At $39,999, this home is listed about 89% below the Hernando median of $372,500. The market section on this page shows how the area is trending.
Which schools are assigned to 7080 N PEARL POINT?+
Hernando Elementary School (elementary), Citrus Springs Middle School (middle), Lecanto High School (high) — Citrus County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the HERNANDO 34442 market on paper
$39,999 is 85% below the HERNANDO 34442 median of $269,900.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Fresh on the market
Only 4 days on market in a Hernando market that averages 37 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of HOMAN REALTY GROUP INC · Thomas "TJ" Homan, Jr. MLS #TB8533101.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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