3928 NE 22ND STREET, OCALA, FL, 34470
Active28 days on marketListed Jul 15, 2026MLS #OM728497
About this home
3928 NE 22ND STREET
Welcome to 3928 NE 22nd St, a beautifully positioned 2-bedroom, 2-bath home with walk-in closets, a one-car garage and stainless steel kitchen appliance package, set on a desirable corner lot (.13 acres) in one of Northeast Ocala's most convenient and established locations. Priced at $210,000, this move-in-ready home offers an incredible opportunity to own in a well-maintained community with a low monthly HOA fee of $69/month, which covers lawn maintenance and community pool access. Ethan's Glen is known for its mature tree canopy, quiet streets, and easy access to shopping, dining, and medical services without the congestion of busier parts of town. Northeast Ocala is one of Marion County's original neighborhoods, dating back to the 1950s, and continues to offer a strong sense of place with nearby parks including Coehadjoe Park, Wyomina Park, and the Ocala/Marion County Veterans' Memorial Park. Downtown Ocala's shops, restaurants, and cultural attractions are just minutes away, along with quick access to Silver Springs Boulevard and major commuter routes. With its combination of low carrying costs, community amenities, and a location close to everyday conveniences, this property is a smart choice for a first-time buyer looking to get into homeownership or an investor looking to add a proven-performing asset to their portfolio. Roof 2013.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,180
Sqft
0.13 ac
Lot size
1
Garage
2002
Year built
One
Levels
$178
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,835 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,835/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.4%
$/sqft vs Ocala actives
$178 vs $187
Days on market
28 vs 54 typical
Where $178/sqft sits among the 400 Ocala actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Ocala
Get to know Ocala. See the full Ocala guide →
OCALA 34470 — neighborhood snapshot
Population
21,521
Median age
40.1
Median income
$49,592
Median home value
$171,500
Avg household
2.29
Households w/ children
2,267
For the school run
Marion County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Ocala market
$285K → $285K
Ocala median sold, yr/yr
97.4%
Sale-to-list ratio (12 mo)
176 of 400
Ocala actives have cut their price
Median sold price, Ocala, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 8% above the OCALA 34470 median. See the full Ocala market guide →
Paper trail
This home's history
Reality check
What actually sold near 3928 NE 22ND STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$200,000
3929 NE 22ND STREET · same community
3 bd · 2 ba · 1,182 sqft · $169/sqft · 46 DOM
Sold · Sep ’25$190,000
3904 NE 22ND STREET · same community
2 bd · 2 ba · 1,206 sqft · $158/sqft · 68 DOM
Sold · Dec ’25$189,000
3911 NE 22 LANE · same community
2 bd · 2 ba · 1,231 sqft · $154/sqft · 45 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Alek Cherrone
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3928 NE 22ND STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3928 NE 22ND STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3928 NE 22ND STREET FAQs
What would the monthly payment be for 3928 NE 22ND STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,835/mo — principal and interest, the actual property-tax bill, the $69/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3928 NE 22ND STREET?+
The association fee works out to $69 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3928 NE 22ND STREET?+
The most recent tax bill on record (2025) was $3,328. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3928 NE 22ND STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Ocala?+
At $210,000, this home is listed about 30% below the Ocala median of $299,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3928 NE 22ND STREET?+
Ward-Highlands Elementary School (elementary), Fort King Middle School (middle), Vanguard High School (high) — Marion County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA LLC · Lucinda Striker. MLS #OM728497.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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