624 ILLINOIS AVENUE, ST CLOUD, FL, 34769
Active5 days on marketListed Jul 29, 2026MLS #O6429090
About this home
624 ILLINOIS AVENUE
Short Sale. Fully Remodeled and Move-In Ready! This beautifully updated 2-bedroom, 1-bath home offers 816 square feet of thoughtfully designed living space and is the perfect starter home, investment property, or low-maintenance Florida retreat. Situated on a desirable corner lot in the heart of St. Cloud, you'll enjoy convenient access to Downtown St. Cloud, East Lake Tohopekaliga, shopping, dining, schools, and major roadways. Step inside to discover a bright, modern interior featuring luxury vinyl plank flooring throughout, recessed lighting, and a stunning new kitchen complete with quartz countertops, sleek cabinetry, and stainless-steel appliances. The spacious primary bedroom, energy-efficient ductless mini-split HVAC system in rooms, fully renovated kitchen and bath showcases stylish finishes and all-new plumbing. No HOA! Major system upgrades provide added peace of mind, including a new roof, updated electrical, and a new tankless water heater for improved energy efficiency. The generous corner lot offers plenty of outdoor space with room to relax, entertain, or personalize to suit your lifestyle. The home includes a car port and has white vinyl fencing (with a little under 10' in the back that is not fenced in- large lot 150x50'). With quality updates throughout and a fantastic location, this turnkey home is ready for its next owner. Don't miss your opportunity to make it yours—schedule your private showing today!
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
816
Sqft
0.17 ac
Lot size
1930
Year built
One
Levels
$343
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,170 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,170/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+1.5%
$/sqft vs ST CLOUD 2ND TOWN OF
$343 vs $246
Days on market
5 vs 43 typical
Where $343/sqft sits among the 27 homes for sale in ST CLOUD 2ND TOWN OF
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34769 — neighborhood snapshot
Population
29,247
Median age
36
Median income
$58,764
Median home value
$271,800
Avg household
2.93
Households w/ children
3,039
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$412K → $407K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
17 of 27
ST CLOUD 2ND TOWN OF have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 4% above the ST CLOUD 34769 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 624 ILLINOIS AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$295,000
1612 EASTERN AVENUE · same community
3 bd · 1 ba · 1,001 sqft · $295/sqft · 0 DOM
Sold · Apr ’26$305,000
206 MONTANA AVENUE · same community
3 bd · 2 ba · 1,036 sqft · $294/sqft · 4 DOM
Sold · Jun ’26$245,000
218 10TH STREET · same community
3 bd · 1 ba · 1,039 sqft · $236/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Alek Cherrone
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 624 ILLINOIS AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 624 ILLINOIS AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
624 ILLINOIS AVENUE FAQs
What would the monthly payment be for 624 ILLINOIS AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,170/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 624 ILLINOIS AVENUE?+
The most recent tax bill on record (2025) was $2,855. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 624 ILLINOIS AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $280,000, this home is listed about 35% below the St Cloud median of $429,000. The market section on this page shows how the area is trending.
Which schools are assigned to 624 ILLINOIS AVENUE?+
Lakeview Elementary School (elementary), St. Cloud High School (high), St. Cloud Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PROPERTIES IN TOWN · Brenda Gonzalez. MLS #O6429090.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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