922 DELAWARE AVENUE, ST CLOUD, FL, 34769
Active68 days on marketListed May 22, 2026MLS #O6409604
About this home
922 DELAWARE AVENUE
LOCATION, LOCATION. YOU'RE GOING TO FALL IN LOVE WITH THIS BEAUTIFUL HOME, SWEET HOME. TOP-OF-THE-LINE UPGRADE THROUGHOUT THE HOUSE. Beautifully situated just blocks from St. Cloud’s Lakefront Park and minutes from the vibrant heart of downtown St. Cloud. This 2-story with 3 bedrooms and 2 baths has NO HOA. Come and live in Florida's finest. This beautiful home truly has the later lamps and ceiling fans & more in today's market with an original Chimney. The kitchen is brand new, beautiful white Cabinets with granite countertops. Brand new appliances, washer, Washer, Dryer, Refrigerator almost new. The vinyl floor is waterproof throughout the house. Brand-new roof 2026, water heater, and air conditioner. Bathrooms are Unix and top-of-the-line style. The home is located in the heart of St Cloud, In a quiet neighborhood. The home sits on an oversized .17 acre lot with a front driveway. The property is approximately blocks from East Lake Tohopekaliga and its scenic lakefront park, where plentiful outdoor recreation options are available for all ages. You can park a Boat, RV, and Truck since the property has ample land. It has a one-car garage. The city advertises a sand beach, splash pad, bike path, volleyball court, fishing pier, boat launch, marina, pavilions, and more! This location is set close to shopping, eateries, and convenient roadways, 192 & FL Turnpike.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,420
Sqft
0.17 ac
Lot size
1
Garage
1925
Year built
Two
Levels
$246
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,458 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,458/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.9%
$/sqft vs ST CLOUD 2ND TOWN OF
$246 vs $251
Days on market
68 vs 33 typical
Where $246/sqft sits among the 26 homes for sale in ST CLOUD 2ND TOWN OF
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34769 — neighborhood snapshot
Population
29,247
Median age
36
Median income
$58,764
Median home value
$271,800
Avg household
2.93
Households w/ children
3,039
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
16 of 26
ST CLOUD 2ND TOWN OF have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 32% above the ST CLOUD 34769 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 922 DELAWARE AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$195,000
922 DELAWARE AVENUE · same community
3 bd · 1.5 ba · 1,420 sqft · $137/sqft · 3 DOM
Sold · Dec ’25$365,000
29 CYPRESS AVENUE · same community
3 bd · 2 ba · 1,398 sqft · $261/sqft · 12 DOM
Sold · Dec ’25$300,000
512 MARYLAND AVENUE · same community
3 bd · 2 ba · 1,396 sqft · $215/sqft · 174 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Alek Cherrone
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 922 DELAWARE AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 922 DELAWARE AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
922 DELAWARE AVENUE FAQs
What would the monthly payment be for 922 DELAWARE AVENUE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,458/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 922 DELAWARE AVENUE?+
The most recent tax bill on record (2025) was $1,068. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in St Cloud?+
At $349,000, this home is listed about 18% below the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 922 DELAWARE AVENUE?+
Lakeview Elementary School (elementary), St. Cloud High School (high), St. Cloud Middle School (middle) — Osceola County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$349,000 runs 32% above the ST CLOUD 34769 median.
02Time on market is leverage
68 days on market against a St Cloud median of 33 — sellers in this position are usually ready to negotiate.
03The price has already moved
Listed at $375,000, now $349,000 — a $26K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of NORKIS & CO REALTY · Octavio Abreu. MLS #O6409604.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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