3007 MIRAGE PLACE, ST CLOUD, FL, 34771
Active204 days on marketListed Jan 11, 2026MLS #L4958461
About this home
3007 MIRAGE PLACE
Priced to Move! “Eligible for USDA And VA financing (for qualified buyers) with possible $0 down payment. FHA, Conventional and Cash options available. Seller contributing $10,000 toward buyer’s closing costs. This beautifully crafted Voyage floor plan offers 2,309 square feet of thoughtfully designed living space, perfectly balancing modern comfort and functional flexibility. Featuring 3 bedrooms, 2.5 bathrooms, a spacious loft, and a versatile flex room, this home adapts effortlessly to your lifestyle — whether you need a home office, guest suite, media room, or creative space. Unlike many new construction homes, this property already includes valuable upgrades you would typically pay for after closing: Solar panels installed (lower electric bills) Washer and dryer included Window blinds throughout with a 5-year warranty Seller offering a 1-year home warranty The gourmet kitchen showcases a large center island, abundant storage, and seamless flow into the open dining and living areas — ideal for everyday living and entertaining. The first-floor living space is filled with natural light and offers a warm, inviting atmosphere. Upstairs, the spacious loft provides endless possibilities for a reading nook, study area, or additional lounge space. The private Owner’s Retreat serves as a relaxing sanctuary, complete with a contemporary en-suite bath and generous walk-in closet. Step outside to the covered lanai and enjoy Florida living at its finest. The lanai connects effortlessly to the attached 2-car garage and offers a shaded retreat for relaxing evenings outdoors. One or more photos have been virtually staged. Why wait and pay more for new construction when this move-in ready home is available now — under $475,000? Seller is highly motivated. Schedule your showing today. See Realtor Remarks.
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
2,309
Sqft
0.09 ac
Lot size
2
Garage
2024
Year built
Two
Levels
$199
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,434 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,434/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−16.6%
$/sqft vs WESLYN PARK
$199 vs $262
Days on market
204 vs 33 typical
Where $199/sqft sits among the 21 homes for sale in WESLYN PARK
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside St Cloud
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know St Cloud. See the full St Cloud guide →
ST CLOUD 34771 — neighborhood snapshot
Population
31,368
Median age
38.6
Median income
$101,434
Median home value
$427,500
Avg household
3.21
Households w/ children
4,183
For the school run
Osceola County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The St Cloud market
$414K → $400K
St Cloud median sold, yr/yr
98.4%
Sale-to-list ratio (12 mo)
3 of 21
WESLYN PARK have cut their price
Median sold price, St Cloud, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 7% above the ST CLOUD 34771 median. See the full St Cloud market guide →
Paper trail
This home's history
Reality check
What actually sold near 3007 MIRAGE PLACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$550,000
3206 VOYAGER AVENUE · same community
4 bd · 3 ba · 2,362 sqft · $233/sqft · 77 DOM
Sold · Apr ’26$549,000
2980 GARDEN TRAIL BEND · same community
3 bd · 2.5 ba · 2,230 sqft · $246/sqft · 0 DOM
Sold · Jul ’26$564,990
6660 WAKE STREET · same community
4 bd · 3.5 ba · 2,200 sqft · $257/sqft · 106 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Alek Cherrone
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3007 MIRAGE PLACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3007 MIRAGE PLACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3007 MIRAGE PLACE FAQs
What would the monthly payment be for 3007 MIRAGE PLACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,434/mo — principal and interest, the actual property-tax bill, the $141/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 3007 MIRAGE PLACE?+
The association fee works out to $141 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 3007 MIRAGE PLACE?+
The most recent tax bill on record (2024) was $2,667. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3007 MIRAGE PLACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in St Cloud?+
At $459,900, this home is listed about 8% above the St Cloud median of $425,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3007 MIRAGE PLACE?+
Lakeview Elementary School (elementary), Narcoossee Middle School (middle), Harmony High School (high) — Osceola County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of LA ROSA REALTY PRESTIGE · Erica Rosa Lopez. MLS #L4958461.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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