973 YORK TERRACE, THE VILLAGES, FL, 32162
Active0 days on marketListed Aug 15, 2026MLS #G5115920
About this home
973 YORK TERRACE
Welcome to Rainey Villas nestled within the lovely Village of Ashland, where location is perfect and home is here! ** NO BOND** for this lovely 2-bedroom, 2-bath furnished, cozy, clean Patio Villa awaiting its new owner. Inside you'll find the kitchen is open and spacious, including under-cabinet lighting adding to the ambiance that flows to the dining room and living room. Outside the enclosed Lanai has plenty of space to relax, read, and enjoy a favorite beverage year-round as it comes equipped with portable A/C, new ceiling fan and lots of natural light! Some wonderful news: The roof was replaced in 2020, The HVAC 2024, Lg Washer and dryer 2024 models, Water Heater 2021'. The walkways and patio pavers have been freshly painted, home power washed, irrigation throughout, new sliding door screens, and a recently installed Ring camera for added security and peace of mind. The Ashland Neighborhood Recreation Center is conveniently located nearby and includes an adult pool, bocce, shuffleboard, and horseshoes. Churchill Street Recreation Center is also right around the corner, featuring a family pool, billiards, meeting rooms, and additional recreation. Golfers will love the easy access to the Pimlico, Churchill Downs, and Belmont executive courses, along with a short trip to the Arnold Palmer Legends Championship Course and Country Club. This is a prime location and convenient to Shopping, dining, entertainment, and all the wonderful amenities and fun included with living in The Villages! Don't wait, schedule your tour today! --
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,156
Sqft
0.08 ac
Lot size
1
Garage
2004
Year built
One
Levels
$242
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,125 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,125/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+2.9%
$/sqft vs The Villages actives
$242 vs $255
Days on market
0 vs 49 typical
Where $242/sqft sits among the 400 The Villages actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside The Villages
Drive times from this address
Estimated driving times, typical traffic. Data © OpenStreetMap contributors.
Get to know The Villages. See the full The Villages guide →
THE VILLAGES 32162 — neighborhood snapshot
Population
54,019
Median age
74.2
Median income
$73,927
Median home value
$358,100
Avg household
1.72
Households w/ children
135
For the school run
Sumter County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The The Villages market
$365K → $360K
The Villages median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
218 of 400
The Villages actives have cut their price
Median sold price, The Villages, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 20% below the THE VILLAGES 32162 median. See the full The Villages market guide →
Paper trail
This home's history
Reality check
What actually sold near 973 YORK TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$225,000
985 YORK TERRACE · same community
2 bd · 2 ba · 1,188 sqft · $189/sqft · 8 DOM
Sold · Dec ’25$272,500
2288 WHISPER STREET · same community
2 bd · 2 ba · 1,188 sqft · $229/sqft · 77 DOM
Sold · May ’26$284,000
1769 APALACHEE AVENUE
2 bd · 2 ba · 1,156 sqft · $246/sqft · 66 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Alek Cherrone
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 973 YORK TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 973 YORK TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
973 YORK TERRACE FAQs
What would the monthly payment be for 973 YORK TERRACE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,125/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 973 YORK TERRACE?+
The most recent tax bill on record (2025) was $2,327. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 973 YORK TERRACE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in The Villages?+
At $279,900, this home is listed about 26% below the The Villages median of $379,900. The market section on this page shows how the area is trending.
Which schools are assigned to 973 YORK TERRACE?+
Wildwood Elementary School (elementary) — Sumter County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the THE VILLAGES 32162 market on paper
$279,900 is 20% below the THE VILLAGES 32162 median of $349,900, and at $242/sqft it sits under the The Villages average of $267.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Fresh on the market
Listed today in a The Villages market that averages 49 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Clarissa Rainey. MLS #G5115920.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New The Villages homes, in your inbox
Like 973 YORK TERRACE but not quite? A daily digest of every new listing in The Villages — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Alek to ping you on any price or status change →