Alek Cherrone
$354,500$365,0003 bd2.5 ba1,790 sqft$198 /sqft$2,824 /mo all-in ↓

1023 S MORNINGSIDE DRIVE, EUSTIS, FL, 32726

Active167 days on marketListed Feb 12, 2026MLS #G5107743

Reduced $11KPrivate poolSingle Family ResidenceEUSTIS SENTINEL HILL

About this home

1023 S MORNINGSIDE DRIVE

Located in one of Eustis’ most established neighborhoods, this custom multi-level pool home was designed with character in mind. Featuring striking architectural details, exposed beams, and a statement wood-burning fireplace that anchors the main living space with warmth and style. The layout offers both separation and flow, creating ideal spaces for everyday living and entertaining. The kitchen has been tastefully updated with granite countertops, rich wood cabinetry with soft-close features, and stainless appliances, all overlooking the backyard pool area—bringing natural light and a great connection to outdoor living. Upstairs, the primary suite provides a private retreat with an updated bath and expansive closets, while an additional upstairs bedroom and updated bathroom offer comfort for family or guests. In the treehouse like setting of the primary suite you have partial lake views over the tree canopy. The lower level includes a third bedroom with updated flooring and egress window, along with convenient access to the updated laundry area. A full guest bath on the main level adds flexibility for visitors. Where this home truly shines is outdoors. The backyard is built for gathering, with a covered porch, multiple entertaining decks, a sparkling pool with fountains, outdoor fireplace, and a natural gas BBQ grill. Whether hosting friends or enjoying a quiet evening at home, this space delivers. Significant improvements provide long-term value and peace of mind, including a newer roof (2020), tankless water heater (2024), new refrigerator and dishwasher (2023), partial new flooring (2021), new outdoor deck (2021), pool pump, updated driveway, and more in 2020. For buyers who appreciate architectural personality, functional space, and meaningful updates—this home stands apart from the typical options on the market. Conveniently located near shopping, dining, schools, and commuter routes, it offers both character and convenience in one compelling package.

Facts & features

The home at a glance

3

Bedrooms

2.5

Bathrooms

1,790

Sqft

0.19 ac

Lot size

1

Garage

1975

Year built

Multi/Split

Levels

$198

Per sqft

Private poolFireplaceWater view

Inside

FlooringLaminate · Tile
AppliancesDishwasher · Microwave · Range · Refrigerator · Tankless Water Heater · Washer
InteriorCeiling Fan(s) · PrimaryBedroom Upstairs · Solid Surface Counters · Solid Wood Cabinets · Thermostat
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionWood Frame
FoundationSlab
ViewWater
FacesSouth
ExteriorOutdoor Grill · Private Yard · Storage

Community & fees

Taxes (2025)$5,043/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Natural Gas Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,824 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,087
FHA mortgage insurance (est.)$157
Property tax — 2025 actual bill$420
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,408Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,408
Interest rate6.00%
Loan term

Estimated payment

$2,824/mo

Principal & interest$2,087
FHA mortgage insurance (est.)$157
Property taxes (actual bill)$420
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Eustis actives

$198 vs $203

Days on market

167 vs 36 typical

Where $198/sqft sits among the 195 Eustis actives

53
69 · this home
37
14
8
14
$119–174$174–229$229–284$284–339$339–394$394+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Eustis

Map of 1023 S MORNINGSIDE DRIVE

Drive times from this address

Downtown Orlando48 min
Universal Orlando52 min
Walt Disney World57 min
Orlando Int’l Airport (MCO)63 min

Estimated driving times, typical traffic. Data © OpenStreetMap contributors.

Get to know Eustis. See the full Eustis guide →

EUSTIS 32726 — neighborhood snapshot

Population

23,885

Median age

40.6

Median income

$60,750

Median home value

$230,400

Avg household

2.38

Households w/ children

2,736

For the school run

Lake County School District

MiddleEustis Middle School★★★★
HighEustis High School★★★★★
ElementaryEustis Heights Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Eustis market

Seller’s marketLeans seller4.5 months of inventoryBuyer’s market

$336K$355K

Eustis median sold, yr/yr

97.1%

Sale-to-list ratio (12 mo)

95 of 195

Eustis actives have cut their price

Median sold price, Eustis, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 24% above the EUSTIS 32726 median. See the full Eustis market guide →

Paper trail

This home's history

CurrentPrice reduced to $354,500 $11K
Feb 12, 2026Listed at $365,000 · 167 days on market since
1975Built · EUSTIS SENTINEL HILL

Reality check

What actually sold near 1023 S MORNINGSIDE DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1016 WASHINGTON AVENUESold · Jun ’26

$323,500

1016 WASHINGTON AVENUE · same community

3 bd · 2 ba · 1,821 sqft · $178/sqft · 15 DOM

1011 LAKE GRACIE DRIVESold · Jan ’26

$540,000

1011 LAKE GRACIE DRIVE · same community

3 bd · 2 ba · 2,009 sqft · $269/sqft · 161 DOM

37 COVE LANESold · Aug ’25

$395,000

37 COVE LANE

3 bd · 3 ba · 1,790 sqft · $221/sqft · 0 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Alek Cherrone

Your agent

Alek Cherrone

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1023 S MORNINGSIDE DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1023 S MORNINGSIDE DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Alek's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1023 S MORNINGSIDE DRIVE FAQs

What would the monthly payment be for 1023 S MORNINGSIDE DRIVE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,824/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 1023 S MORNINGSIDE DRIVE?+

The most recent tax bill on record (2025) was $5,043. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Eustis?+

At $354,500, this home is listed about 7% below the Eustis median of $382,500. The market section on this page shows how the area is trending.

Which schools are assigned to 1023 S MORNINGSIDE DRIVE?+

Eustis Middle School (middle), Eustis High School (high), Eustis Heights Elementary School (elementary) — Lake County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$354,500 runs 24% above the EUSTIS 32726 median.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Time on market is leverage

167 days on market against a Eustis median of 36 — sellers in this position are usually ready to negotiate.

04The price has already moved

Listed at $365,000, now $354,500 — a $11K cut. The full history is in the market section below.

Listing courtesy of COLDWELL BANKER VANGUARD EDGE · James Armstrong, III. MLS #G5107743.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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