
Neighborhood · St Cloud, Florida
Pine Lake Estates
Established St Cloud living close to Orlando
6
Homes for sale
$279,950
Median list price
$179
Avg price / sqft
167
Median days on market
Pine Lake Estates sits in the heart of St Cloud in Osceola County, a pocket of established homes on comfortable lots that still put you within about 40 minutes of downtown Orlando and 43 minutes of Walt Disney World. You're surrounded by familiar neighbor communities like Anthem Park, Mallard Pond, and Palm Gardens, with kids zoned to well-known schools including Osceola County School for the Arts and St. Cloud High School. It's the kind of place where you get real space and an easy commute without paying tourist-corridor prices.
Right now the market here is quiet and patient. There are just 6 active listings with a median list price of $279,950, and homes are taking a median of 166.5 days to sell — a stretch that favors buyers who are willing to negotiate. Over the last 12 months 13 homes sold at a median of $375,000, with sellers landing about 96% of asking, so there's room to make a smart offer. Browse the current inventory on the live map or across St Cloud homes for sale.
Pine Lake Estates is a community in St Cloud, Florida.
Quick facts
$155,000 – $475K price range
1,444 sqft median home
$416/mo median HOA
$2,600/mo median rent
12 sold in 12 months
Drive times
On the market now
Homes for sale in Pine Lake Estates

$449,900
4400 LAKE TRUDY DRIVE, ST CLOUD
5 bd · 3 ba · 2,864 sqft

$155,000
4740 AVON COURT UNIT 4740, ST CLOUD
2 bd · 2 ba · 967 sqft

$165,000$165,500
4725 AVON COURT, ST CLOUD
2 bd · 2 ba · 967 sqft

$475,000$480,000
4324 PINE LAKE DRIVE, ST CLOUD
5 bd · 3 ba · 2,164 sqft

$394,900$415,000
1727 CYPRESS COURT, ST CLOUD
4 bd · 2 ba · 1,921 sqft

$156,000$158,000
4722 KILT COURT UNIT 65, ST CLOUD
2 bd · 2 ba · 967 sqft
Every active listing inside the Pine Lake Estates boundary
Open full map search →Find your fit
Browse Pine Lake Estates
By feature — on the live map
Where the market lives
The numbers that matter
The Pine Lake Estates market
12
Sold, last 12 months
$365,000
Median sold price
96%
Sale-to-list ratio
What sellers actually get vs asking
25 days
Median time to sell
Pine Lake Estates vs St Cloud
Median list price
Price per sqft
Days on market
Median sold price — 3-yr, 3-mo rolling
▼ 5.7% yr/yr
Homes sold per month
Live Stellar MLS data — every listing and closed sale inside the Pine Lake Estates boundary. Rolling medians smooth single-month swings in small communities.
For the school run
Schools Pine Lake Estates is zoned for
Attendance boundaries overlapping this community — always verify zoning with the district.
What it really costs
Owning here
Owning the median Pine Lake Estates home
≈ $2,228/mo
$279,950 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.
$416/mo
Median HOA
From current listings inside the boundary
$2,600/mo
Median rent
Homes for rent inside the boundary
Population
1,012
Median age
36
Median income
$62,817
Median home value
$287,161
Beyond the listings
Living in Pine Lake Estates
Culture
Top 12% in the U.S.Sites to See
This population finds the most beautiful sites just by looking up. Sunrise, sunset or sometime in between, these people love to marvel at man-made and natural wonders.
Active
Top 13% in the U.S.Fitness Obsession
Passionate about strength training, this population relies heavily on the encouragement of the exercise community. While these people seek the latest fitness techniques, they're also interested in supplements and equipment.
Active
Top 15% in the U.S.Organized Sports
From tryouts and casual pick-up games, to varsity tournaments and intramural matches, this population includes people who participate in organized athletics. Often through schools or public recreational areas.
Beliefs
Top 17% in the U.S.Spiritual Practices
Making it to church on Sunday, this population is drawn together by their devotion to, primarily Christian, religion. Common activities include worship services and bible studies.
Active
Top 20% in the U.S.Functional Fitness
Looking good and reaching fitness goals is all about discipline: Eat right. Work hard. No excuses. This population is more likely to view working out as a means to an end.
Food & Drink
Coffee Connoisseur
Morning java. Cup of Joe. Caffeine in an IV. Whatever they call it, this population loves coffee and the culture around it.
People who close here
Our St Cloud experts
Straight answers
Pine Lake Estates FAQs
Is Pine Lake Estates a good place to live?+
It's a solid pick if you want an established St Cloud neighborhood with real elbow room and a straightforward commute — downtown Orlando is about 40 minutes and MCO around 34. Families like the school zoning, which runs from Neptune Elementary through St. Cloud High School. It's residential and quiet rather than flashy.
Is it expensive to buy here?+
Not by Central Florida standards — the median list price is $279,950, with active homes ranging from $155,000 up to $475,000. At an average of about $179 per square foot, you're paying meaningfully less than the Disney-corridor communities. There are no $1M+ listings on the market right now.
What do homes cost in Pine Lake Estates?+
Active listings run from $155,000 to $475,000 with a median of $279,950, while the median home is about 1,444 square feet. Over the past 12 months, 13 homes actually sold at a median price of $375,000, so closed sales have trended higher than current asking prices.
How is the market right now?+
It's a patient, buyer-friendly market with only 6 active listings and a median 166.5 days on market. Sellers have been getting about 96% of their asking price, which signals real room to negotiate on the right property. If you're not in a hurry, the pace works in your favor.
What about HOA fees and property taxes?+
The median HOA in the area runs about $416 per month, and median property tax is roughly $1,519 per year — low relative to home values here. If you're weighing a rental instead, the median rent sits around $2,600 per month. Always confirm the specific HOA and tax figures for any individual home before you commit.
Keep exploring
More St Cloud neighborhoods
Neighborhood boundary by edgeAI; listings matched to the polygon. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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