Alek Cherrone
Map of Pine Lake Estates
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Neighborhood · St Cloud, Florida

Pine Lake Estates

Established St Cloud living close to Orlando

6

Homes for sale

$279,950

Median list price

$179

Avg price / sqft

167

Median days on market

Search Pine Lake Estates on the map

Pine Lake Estates sits in the heart of St Cloud in Osceola County, a pocket of established homes on comfortable lots that still put you within about 40 minutes of downtown Orlando and 43 minutes of Walt Disney World. You're surrounded by familiar neighbor communities like Anthem Park, Mallard Pond, and Palm Gardens, with kids zoned to well-known schools including Osceola County School for the Arts and St. Cloud High School. It's the kind of place where you get real space and an easy commute without paying tourist-corridor prices.

Right now the market here is quiet and patient. There are just 6 active listings with a median list price of $279,950, and homes are taking a median of 166.5 days to sell — a stretch that favors buyers who are willing to negotiate. Over the last 12 months 13 homes sold at a median of $375,000, with sellers landing about 96% of asking, so there's room to make a smart offer. Browse the current inventory on the live map or across St Cloud homes for sale.

Pine Lake Estates is a community in St Cloud, Florida.

Quick facts

$155,000$475K price range

1,444 sqft median home

$416/mo median HOA

$2,600/mo median rent

12 sold in 12 months

Drive times

Orlando Int’l Airport (MCO)34 min
Universal Orlando38 min
Downtown Orlando40 min
Walt Disney World43 min

On the market now

Homes for sale in Pine Lake Estates

Every active listing inside the Pine Lake Estates boundary

Open full map search →

Find your fit

Browse Pine Lake Estates

Where the market lives

3
1
2
<$200K$300K–$400K$400K–$500K

The numbers that matter

The Pine Lake Estates market

12

Sold, last 12 months

$365,000

Median sold price

96%

Sale-to-list ratio

What sellers actually get vs asking

25 days

Median time to sell

Pine Lake Estates vs St Cloud

Median list price

Pine Lake Estates$280K
St Cloud Co.$425K

Price per sqft

Pine Lake Estates$179
St Cloud Co.$236

Days on market

Pine Lake Estates167d
St Cloud Co.33d

Median sold price — 3-yr, 3-mo rolling

5.7% yr/yr

$208K$324K$440KJul ’23Jun ’26

Homes sold per month

035Feb ’24Jun ’26

Live Stellar MLS data — every listing and closed sale inside the Pine Lake Estates boundary. Rolling medians smooth single-month swings in small communities.

For the school run

Schools Pine Lake Estates is zoned for

Attendance boundaries overlapping this community — always verify zoning with the district.

What it really costs

Owning here

Owning the median Pine Lake Estates home

$2,228/mo

Principal & interest $1,475
Property tax $127
HOA / fees $416
Insurance (est.) $210

$279,950 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.

$416/mo

Median HOA

From current listings inside the boundary

$2,600/mo

Median rent

Homes for rent inside the boundary

Population

1,012

Median age

36

Median income

$62,817

Median home value

$287,161

Beyond the listings

Living in Pine Lake Estates

Culture

Top 12% in the U.S.

Sites to See

This population finds the most beautiful sites just by looking up. Sunrise, sunset or sometime in between, these people love to marvel at man-made and natural wonders.

Active

Top 13% in the U.S.

Fitness Obsession

Passionate about strength training, this population relies heavily on the encouragement of the exercise community. While these people seek the latest fitness techniques, they're also interested in supplements and equipment.

Active

Top 15% in the U.S.

Organized Sports

From tryouts and casual pick-up games, to varsity tournaments and intramural matches, this population includes people who participate in organized athletics. Often through schools or public recreational areas.

Beliefs

Top 17% in the U.S.

Spiritual Practices

Making it to church on Sunday, this population is drawn together by their devotion to, primarily Christian, religion. Common activities include worship services and bible studies.

Active

Top 20% in the U.S.

Functional Fitness

Looking good and reaching fitness goals is all about discipline: Eat right. Work hard. No excuses. This population is more likely to view working out as a means to an end.

Food & Drink

Coffee Connoisseur

Morning java. Cup of Joe. Caffeine in an IV. Whatever they call it, this population loves coffee and the culture around it.

People who close here

Our St Cloud experts

Straight answers

Pine Lake Estates FAQs

Is Pine Lake Estates a good place to live?+

It's a solid pick if you want an established St Cloud neighborhood with real elbow room and a straightforward commute — downtown Orlando is about 40 minutes and MCO around 34. Families like the school zoning, which runs from Neptune Elementary through St. Cloud High School. It's residential and quiet rather than flashy.

Is it expensive to buy here?+

Not by Central Florida standards — the median list price is $279,950, with active homes ranging from $155,000 up to $475,000. At an average of about $179 per square foot, you're paying meaningfully less than the Disney-corridor communities. There are no $1M+ listings on the market right now.

What do homes cost in Pine Lake Estates?+

Active listings run from $155,000 to $475,000 with a median of $279,950, while the median home is about 1,444 square feet. Over the past 12 months, 13 homes actually sold at a median price of $375,000, so closed sales have trended higher than current asking prices.

How is the market right now?+

It's a patient, buyer-friendly market with only 6 active listings and a median 166.5 days on market. Sellers have been getting about 96% of their asking price, which signals real room to negotiate on the right property. If you're not in a hurry, the pace works in your favor.

What about HOA fees and property taxes?+

The median HOA in the area runs about $416 per month, and median property tax is roughly $1,519 per year — low relative to home values here. If you're weighing a rental instead, the median rent sits around $2,600 per month. Always confirm the specific HOA and tax figures for any individual home before you commit.

Keep exploring

More St Cloud neighborhoods

Neighborhood boundary by edgeAI; listings matched to the polygon. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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