Neighborhood · Largo, Florida
Harbor Bluffs
Coastal Largo living close to the Intracoastal
16
Homes for sale
$1,074,950
Median list price
$538
Avg price / sqft
52
Median days on market
Harbor Bluffs sits in the western pocket of Largo, a short hop from the Intracoastal and the Gulf beaches that define this stretch of Pinellas County. It's a neighborhood of established, well-kept homes where waterfront canals, pools, and mature streets set the tone — think laid-back coastal life rather than cookie-cutter subdivision. Nearby pockets like Harbor Hills and Water View Estates share that same water-adjacent character.
For buyers, this is a move-up market: the median list price sits at $1,074,950, with eight of the sixteen active listings asking $1M or more. That said, the range runs wide — from $210,000 to nearly $4 million — so there's room at different price points, and homes near East Bay and Palm Hill round out the options. With 39 sales in the past year and homes averaging 50 days on market, it's active but not frantic.
Harbor Bluffs is a community in Largo, Florida.
Quick facts
$210,000 – $4.0M price range
2,190 sqft median home
$35/mo median HOA
$2,395/mo median rent
39 sold in 12 months
Drive times
On the market now
Homes for sale in Harbor Bluffs
View all 16 →
$2,925,000
306 BUTTONWOOD LANE, LARGO
3 bd · 3 ba · 2,001 sqft
$1,427,900
407 HARBOR VIEW LANE, LARGO
4 bd · 2 ba · 2,113 sqft
$1,965,000
902 OAKWOOD DRIVE, LARGO
4 bd · 3 ba · 2,266 sqft
$799,900
201 HARBOR BLUFF DRIVE, LARGO
4 bd · 3 ba · 1,783 sqft
$3,999,000
220 HARBOR VIEW LANE, LARGO
5 bd · 5.5 ba · 4,786 sqft
$1,350,000
121 HARBOR VIEW LANE, BELLEAIR BLUFFS
4 bd · 4 ba · 3,374 sqft
$779,000
802 ALLAMANDA DRIVE, LARGO
3 bd · 3 ba · 2,641 sqft
$674,500$694,500
810 ALLAMANDA DRIVE, LARGO
4 bd · 3 ba · 1,968 sqft
$2,248,000$2,498,000
109 DRIFTWOOD LANE, LARGO
4 bd · 5 ba · 4,079 sqft
$743,900$789,900
125 HARBOR BLUFF DRIVE, LARGO
4 bd · 3 ba · 2,567 sqft
$210,000$235,000
2944 W BAY DRIVE UNIT 106, BELLEAIR BLUFFS
2 bd · 1 ba · 948 sqft
$1,525,000$1,625,000
212 POINCIANA LANE, LARGO
4 bd · 3 ba · 2,582 sqft
Every active listing inside the Harbor Bluffs boundary
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Browse Harbor Bluffs
By feature — on the live map
Where the market lives
The numbers that matter
The Harbor Bluffs market
39
Sold, last 12 months
$825,000
Median sold price
95%
Sale-to-list ratio
What sellers actually get vs asking
22 days
Median time to sell
Harbor Bluffs vs Largo
Median list price
Price per sqft
Days on market
Median sold price — 3-yr, 3-mo rolling
▲ 22.3% yr/yr
Homes sold per month
Live Stellar MLS data — every listing and closed sale inside the Harbor Bluffs boundary. Rolling medians smooth single-month swings in small communities.
For the school run
Schools Harbor Bluffs is zoned for
Attendance boundaries overlapping this community — always verify zoning with the district.
What it really costs
Owning here
Owning the median Harbor Bluffs home
≈ $6,474/mo
$1,074,950 median · 20% down · 30-yr fixed at 6.9% · taxes/HOA from live listing data · insurance is a Florida estimate.
$35/mo
Median HOA
From current listings inside the boundary
$2,395/mo
Median rent
Homes for rent inside the boundary
Population
1,626
Median age
55
Median income
$134,535
Median home value
$673,943
Beyond the listings
Living in Harbor Bluffs
Lifestyles
Top 12% in the U.S.Wealth Signaling
Interested in the finer things life has to offer, this population wants to display their lifestyle by discussing luxury products. Often references jewelry, cars, and home features.
Relationships
Top 14% in the U.S.Networking
Driven to succeed in the business world, this population seeks to progress in their career through networking happy hours, summits, and connecting with other professionals online.
Food & Drink
Top 15% in the U.S.Fueling for Fitness
A population characterized by healthy eating. Often pre-planning for meals for the purpose of fitness and convenience. Likely to participate in meal prep trends.
Food & Drink
Top 15% in the U.S.Sweet Treats
This population has a sweet tooth, and they're looking for treats to satisfy their sugar craving, including candy, cupcakes and flavorful toppings.
Relationships
Top 15% in the U.S.Girl Squad
From girls night out to a movie night in with their closest gal pals, this population is all about getting the girls together for an evening of fun.
Hobbies & Interests
Top 16% in the U.S.Dog Lovers
Pups are just another member of the family. Dog lovers adore their tail-wagging friends and are looking for new ways to make them happy.
Straight answers
Harbor Bluffs FAQs
Is Harbor Bluffs a good place to live?+
It's a solid pick if you want established, water-adjacent living in western Largo without the crowds of the beach barrier islands. Homes here are assigned to Mildred Helms Elementary, Largo Middle, and Largo High, and you're about 40 minutes from Tampa International Airport. The mix of waterfront and pool homes gives it a genuine coastal-Florida feel.
Is Harbor Bluffs expensive?+
It runs on the higher end for Largo, with a median list price of $1,074,950 and eight of sixteen active listings priced at $1M or more. That said, the active range stretches from $210,000 to nearly $4 million, so entry points do exist. Nearby Palm Hill offers additional options if you're watching your budget.
What do homes cost in Harbor Bluffs?+
Over the past 12 months, 39 homes sold at a median price of $825,000, while current listings carry a higher median of about $1.07 million. Pricing averages around $538 per square foot, with a typical home measuring roughly 2,190 square feet.
How is the market in Harbor Bluffs?+
It's active but measured — homes take a median of about 50 days to sell, and sellers are getting around 95% of their asking price on average. With 39 sales in the last year against 16 current listings, there's steady demand without a frenzy.
What about HOA fees and property taxes?+
HOA costs are light here, with a median of just $35 per month. Property taxes run a median of $6,784 per year, and if you're weighing renting, the median rent in the area is about $2,395 per month.
Keep exploring
More Largo neighborhoods
Neighborhood boundary by edgeAI; listings matched to the polygon. IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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